For people who rent, whether an apartment or a home, your landlord is not responsible for any of your personal possessions that may be stolen, lost due to a fire or weather related. For this reason, Wood Insurance Agency recommends tenants purchase renters insurance for theft, fire or weather related losses.
Your personal possessions can be very costly if they need to be replaced. We offer policies that will pay you replacement cost for items lost, such as Televisions, Furniture, Computers and Jewelry to name a few.
Our companies offer many discounts to renters who qualify. You may qualify for one or more discounts on a policy we write.
Listed are some of the possible discounts available for a Renters Policy:
- Fire Alarm
- Burglar Alarm
- Account Credit
- Smoke Detectors
- Fire Extinguisher
- Hail Resistive Roof
Optional coverage’s you may request include:
- Replacement Cost
- Scheduled Personal Property
- Unscheduled Jewelry, Furs, and Fine Arts
- Unscheduled Business Property
- In-Home Business
- Identity Recovery
- Loss of Use
Coverage’s can vary between insurance companies. Wood Insurance Agency will gladly help you to make the right choice that is specific to your needs. We will review all information and find the right policy for you.