Home Insurance in Whitesboro, TX

At Wood Insurance Agency, we understand how important it is to insure your home. We’re dedicated to helping homeowners find the right home insurance solutions for their needs.

How Can I Benefit from This?

A home insurance policy can help pay the repair costs for your home and detached structures if they are damaged by covered perils such as fire, theft, vandalism and certain weather events. It can also cover expenses related to third-party claims of property damage and bodily injury. Without it, you may have to pay for repairs or liabilities out of pocket, which could strain your finances.

Is It Required?

While Texas does not legally require home insurance, lenders may ask for proof of a policy if you have a mortgage on your home.

How Much Coverage Do I Need?

To ensure your home insurance provides adequate protection, it’s essential that your coverage reflects the estimated cost of rebuilding your home, including any detached structures. You can insure personal property based on its actual cash value or replacement cost. Most policies include a minimum level of liability coverage, but if you require more extensive protection, you can request higher limits or consider adding an umbrella policy.

Why Choose Wood Insurance Agency?

Our team brings local expertise and a commitment to personalized service. We can assess your coverage needs and help you compare your options from top carriers. Contact us today to learn more.