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Home Insurance

Home insurance is a crucial aspect of homeownership. This type of property insurance may help cover the costs associated with unexpected damage-causing events. Contact Wood Insurance Agency in Whitesboro, Texas, to learn about your home insurance options and get a quote.

What Home Insurance Covers

Home insurance may help provide coverage for the following:

  • Structure of your home—Home insurance may help cover damage to the structure of your home due to covered risks.
  • Personal belongings—Home insurance may help cover the cost of replacing your belongings in your home if they are damaged, destroyed, or stolen.
  • Liability protection—Home insurance may help cover your legal responsibility for any injuries or property damage to others caused by you or members of your household.

How to Use Homeowners Insurance

When you experience a loss, such as a break-in or damage from a storm, you can file a claim with your home insurance company. They will then review the claim, and they may help pay for repairs, replacement of your belongings or other costs associated with a covered loss.

The following are some steps to use your homeowner insurance effectively:

  • Understand your policy. Know what your policy covers and what it doesn’t. This can help you know what to expect if you need to file a claim.
  • File a claim promptly. If you experience a loss, contact your home insurance company as soon as possible to start the claims process.
  • Periodically review your coverage. Your agent can help evaluate your current coverage to ensure it meets your needs.

Contact Us

Contact Wood Insurance Agency today and let us help you find a home insurance policy that fits your needs.

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